Housing associations warn of Universal Credit crisis

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Expand view Topic review: Housing associations warn of Universal Credit crisis

Re: Housing associations warn of Universal Credit crisis

Post by Punk » Fri Jul 13, 2018 10:44 pm

Guest wrote:
Guest wrote:
Raggamuffin wrote:
Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.


Housing benefit is paid in arrears, so it's never up to date anyway.

When you change to UC, you have to wait up to six weeks to get your first monthly payment, so you get further behind unless you have a 'cushion' on your rent. :off head:


You seem to be well informed about it. You must be one of the lazy spongers!


7 out of 8 new HB claimants are WORKING. :shake head: Most clever people are well informed about it, why aren't you?

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Thu Jul 12, 2018 2:21 am

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Thu Jul 12, 2018 2:04 am

Guest wrote:
Guest wrote:
Raggamuffin wrote:
Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.


Housing benefit is paid in arrears, so it's never up to date anyway.

When you change to UC, you have to wait up to six weeks to get your first monthly payment, so you get further behind unless you have a 'cushion' on your rent. :off head:







You seem to be well informed about it. You must be one of the lazy spongers!


You are a nasty gammon.

:dafinger: :hand: :shoot:

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Thu Jul 12, 2018 2:01 am

Guest wrote:
Guest wrote:
Raggamuffin wrote:
Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.


Housing benefit is paid in arrears, so it's never up to date anyway.

When you change to UC, you have to wait up to six weeks to get your first monthly payment, so you get further behind unless you have a 'cushion' on your rent. :off head:





You seem to be well informed about it. You must be one of the lazy spongers!


...Long term carer. Problem?

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Thu Jul 12, 2018 1:44 am

Raggamuffin wrote:
Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.


There are faith groups that disagree with your long term analysis over this issue.

Do you deny the faith groups analysis? :dunno:

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Thu Jul 12, 2018 1:36 am

Guest wrote:
Raggamuffin wrote:
Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.


Housing benefit is paid in arrears, so it's never up to date anyway.

When you change to UC, you have to wait up to six weeks to get your first monthly payment, so you get further behind unless you have a 'cushion' on your rent. :off head:





You seem to be well informed about it. You must be one of the lazy spongers!

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Thu Jul 12, 2018 1:07 am

Church leaders and food banks have called for an overhaul of universal credit to halt a surge in vulnerable claimants being pushed into destitution, hunger and debt when they move on to the benefit.

End Hunger UK, a coalition of 73 poverty charities and faith groups, said excessive payment delays, common administrative errors and lack of support for claimants struggling to navigate the online-only system was driving up use of food banks.

It called for a dramatic reduction in the time claimants must wait for a first payment from a minimum of five weeks to just two weeks, saying the long wait was financially crippling for claimants who had no savings to fall back on.

“It is simply wrong that so many families are forced to use food banks and are getting into serious debt because of the ongoing failings in the benefits system,” said the the Right Rev Paul Butler, bishop of Durham.

The call comes as the work and pensions secretary, Esther McVey, faces a censure debate in the House of Commons on Wednesday after admitting she misled MPs over the contents of a highly critical National Audit Office (NAO) report on universal credit.

https://www.theguardian.com/society/201 ... dApp_Tweet

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Wed Jul 11, 2018 10:33 pm

Raggamuffin wrote:
Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.


Housing benefit is paid in arrears, so it's never up to date anyway.

When you change to UC, you have to wait up to six weeks to get your first monthly payment, so you get further behind unless you have a 'cushion' on your rent. :off head:

Re: Housing associations warn of Universal Credit crisis

Post by Raggamuffin » Wed Jul 11, 2018 10:26 pm

Guest wrote:
Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:


If they're in arrears, they clearly don't pay their rent.

Re: Housing associations warn of Universal Credit crisis

Post by Guest » Wed Jul 11, 2018 10:23 pm

Raggamuffin wrote:They could always pay their rent. :dunno:


They do.

Many get top ups in housing benefit if they are on lower incomes :roll:

Re: Housing associations warn of Universal Credit crisis

Post by Raggamuffin » Wed Jul 11, 2018 10:15 pm

They could always pay their rent. :dunno:

Re: Housing associations warn of Universal Credit crisis

Post by Rolluplostinspace » Tue Jul 10, 2018 11:22 pm

“Capital must protect itself in every possible manner by combination and legislation. Debts must be collected, bonds and mortgages must be foreclosed as rapidly as possible. When, through a process of law, the common people lose their homes they will become more docile and more easily governed through the influence of the strong arm of government, applied by a central power of wealth under control of leading financiers. This truth is well known among our principal men now engaged in forming an imperialism of Capital to govern the world. By dividing the voters through the political party system, we can get them to expend their energies in fighting over questions of no importance. Thus by discreet action we can secure for ourselves what has been so well planned and so successfully accomplished.” – USA Banker’s Magazine, August 25, 1924

Re: Housing associations warn of Universal Credit crisis

Post by Rolluplostinspace » Tue Jul 10, 2018 11:11 pm

“When plunder becomes a way of life for a group of men living together in society, they create for themselves in the course of time, a legal system that authorizes it and a moral code that glorifies it.” – Economic Sophisms, Frederic Bastiat 1801-1850

Re: Housing associations warn of Universal Credit crisis

Post by Punk » Tue Jul 10, 2018 9:11 pm

Guest wrote:
Punk wrote:
Guest wrote:Housing association federations from all four nations of the UK have warned that Universal Credit is creating a crisis in debt arrears.

The Scottish Federation of Housing Associations, England’s National Housing Federation, Community Housing Cymru and the Northern Irish Federation of Housing Associations have pointed to research from 116 housing associations across the country that Universal Credit is simply not working. In areas where the new system has already been rolled out, tenants already owe £24 million in debt arrears.

The federations are demanding that the policy is fundamentally reworked, with five major changes to the system. These include the end of the ‘two child policy’, permitting housing support to negotiate on tenants behalf, ensuring payments are made on time, giving the DWP flexibility on complex cases, and the restoration of the in-work allowances.

Commenting on the crisis, Scottish Labour MP for Midlothian, Danielle Rowley, said:

“The Tory government’s botched introduction of Universal Credit has plunged thousands of people into serious financial problems.

“There is overwhelming evidence that the poorest people in our society are paying the price of this government’s failures, yet they continue to plough on regardless.

“Universal Credit is driving up millions of pounds of personal debt and rent-arrears.

“Labour has repeatedly called on the Tory government to pause and fix Universal Credit - it is time they finally listened."

https://www.theredrobin.scot/housing_as ... uiter_id=2

ToryScum OUT SOON! :shoot:


I was told that my HA has UC debts of over £1 million owed to tenants, and thus owed to the HA. :shake head: The logic of I don't like Labour so I'll vote Tory is #IG11


Ours (London Quadrant) told us a few years ago that we had to pay extra on our rent so that we would be at least a month in credit over time, they described this as a 'cushion'

At the time we were livid and couldn't understand it..Only now we do and thankfully we now have the cushion.


Mine is also L&Q but they have downgraded their four weeks in credit to two weeks.

Re: Housing associations warn of Universal Credit crisis

Post by Cannydc » Tue Jul 10, 2018 8:42 pm

In reality it could be said that you don't have the cushion - they do.

Energy companies have been playing the same game for years, pay us extra and we'll look after your money for you.

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